Apply for investment: Terms and Conditions

These terms and conditions set out your rights, obligations and restrictions for use of the application process for investment from Ryan Howsam and members of his network, known as The Entrepreneur Fund, using the Ryan Howsam website, These terms and conditions do not outline the details and conditions of any equity investment agreement which is agreed as a result of this application process. Applicants who successfully obtain an offer of investment from Ryan Howsam, Howsam Limited or any third party in Ryan Howsam’s network  will be given the relevant information and documentation to review and sign, this may include a personal guarantee and where applicable security by way of property may be asked for.

Submission of Personal Details

Information you provide: You will be asked to provide identifying information about yourself (‘personal data’) including your name and email address when you complete the registration form, as well as your company.

Data Processor: The personal data you submit on the registration form will be processed by, Howsam Limited, Suite 4, 2nd Floor,The West Wing, Montarik House,3 Bedlam Court, Gibraltar GX11 1AA

Purpose of personal data: You are asked to provide personal data so that we can assess your suitability for investment, your company  and business information will also be used to assess your suitability for investment.  This information will be shared with the other investors who are part of Ryan Howsam’s network of entrepreneurs, but will be held securely at all times. We may contact you in future regarding investment and if you select that you wish to receive news and offers  from Ryan Howsam we will also add you to our customer database.

Lawful basis for data processing: We process your personal data on the basis that it is necessary to process your personal data for the purposes of assessing your suitability for investment, which you have voluntarily signed up to apply to participate in.

How your personal data will be used: Your personal data will be used to keep on a database of potential companies who may be selected for future investment opportunities from Ryan Howsam and his network of other investors, which may also include mentoring and relevant opportunities, both free and paid for, from Howsam Limited, now and in the future. You may be contacted directly using the personal data you provide through our application form.

How long do we keep your personal data: Your personal data will be kept on our database until you advise us that you wish to unsubscribe.

Your responsibilities: You represent and warrant that all registration information you submit is truthful and accurate and you will maintain the accuracy of such information (including your email address).

Your rights: You have rights to correct and access your information and to ask for it to be erased in certain circumstances.

Data Protection

Information submitted to the Ryan Howsam website will be processed, stored and shared by in accordance with the Data Protection Act 2018 and the General Data Protection Regulation EC/2016/679. This information constitutes personal information and will be used for the purposes of administering the mentoring service, and if consent is given at the time of registration your data will also be stored in our commercial mailing list, where we can send you relevant news and offers related to business. 

You can read more about how weuse your personal data out in our Privacy Policy

Application for Investment

Your obligations

By applying for investment using the form on you are in no way obliged to take up any offers made. By applying however in acceptance of these terms and conditions you agree to the terms and conditions set out herein.


Our Obligations

We regret that we, (Howsam Limited, and/ or  Ryan Howsam personally  or any third party who may also be part of Ryan’s investment circle) cannot offer investment to every candidate who applies, nor can we commit to give a detailed reply with feedback to every candidate who applies. The selection process for investment is to be undertaken by Ryan Howsam himself and senior members of his team, their decision is final and no correspondence will be entered into. No cash alternative is offered.  If selected for shortlist, you will be contacted by Ryan Howsam or a member of his team to arrange a discussion which may include a video interview. The video interview will be in a “pitch” format and last no more than 20 minutes, and you will be notified in advance and given instructions of how to prepare.

This opportunity  will be live on from 12th April 2020 and may end at any time. The offer is that Ryan Howsam and his network of investors will personally select companies to invest in after the selection process.


Companies who are selected , as outlined above may be invited to appear on live video broadcasts with Ryan  and his counterparts.  If this happens you or the company participants  will be asked to sign a rights waiver and agree to allow the content discussed and images of themselves to be distributed on the Ryan Howsam website and social media channels.

Use of The application process

You may only use this service for lawful purposes. You may not use it:

·     for purposes that would breach any applicable local, national or international law or regulation or in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect

·     to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam)

·     to knowingly transmit any data, send or upload any material that contains viruses or any other harmful programs; for infringements of copyrights, patents or trademarks; for inappropriate sexual conduct; for harassment of other users; or impersonation of any persons for gain or benefit.


Limitation of Liability

The information that Ryan Howsam or his panel of experts give in answering  business questions and  mentoring as part of the marketing campaigns surrounding his equity investment opportunities  is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, Howsam Limited and Ryan Howsam expressly exclude: all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity; and any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with the answers Ryan gives, inability to use, or results of the use of it. This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

Amendments & Changes

Howsam Limited or Ryan Howsam may revise these terms and conditions at any time.

Termination or Suspension of Use

Howsam Limited will determine, in its discretion, whether there has been a breach of these terms and conditions. When a breach has occurred, wemay take such action as wedeem appropriate, including but not limited to immediate, temporary or permanent withdrawal of your right to use the ryan howsam website.

Governing Law

These terms and conditions and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of Gibraltar.

The Gibraltar courts will have exclusive jurisdiction over any claim arising from, or related to this service.

Privacy Policy

Your privacy is important to us. It is Howsam Limited’s policy to respect your privacy regarding any information we may collect from you across our website,, and other sites we own and operate.

1. Information we collect

Log data

When you visit our website, our servers may automatically log the standard data provided by your web browser. It may include your computer’s Internet Protocol (IP) address, your browser type and version, the pages you visit, the time and date of your visit, the time spent on each page, and other details.

Device data

We may also collect data about the device you’re using to access our website. This data may include the device type, operating system, unique device identifiers, device settings, and geo-location data. What we collect can depend on the individual settings of your device and software. We recommend checking the policies of your device manufacturer or software provider to learn what information they make available to us.

Personal information

We may ask for personal information, such as your:



Date of birth

Phone/mobile number

Home/Mailing address

Work address

Payment information

2. Legal bases for processing

We will process your personal information lawfully, fairly and in a transparent manner.

We collect and process information about you only where we have legal bases for doing so.

These legal bases depend on the services you use and how you use them, meaning we collect and use your information only where:

it’s necessary for the performance of a contract to which you are a party or to take steps at your request before entering into such a contract (for example, when we provide a service you request from us);

it satisfies a legitimate interest (which is not overridden by your data protection interests), such as for research and development, to market and promote our services, and to protect our legal rights and interests;

you give us consent to do so for a specific purpose (for example, you might consent to us sending you our newsletter); or

we need to process your data to comply with a legal obligation.

Where you consent to our use of information about you for a specific purpose, you have the right to change your mind at any time (but this will not affect any processing that has already taken place).

We don’t keep personal information for longer than is necessary. While we retain this information, we will protect it within commercially acceptable means to prevent loss and theft, as well as unauthorised access, disclosure, copying, use or modification.

That said, we advise that no method of electronic transmission or storage is 100% secure and cannot guarantee absolute data security. If necessary, we may retain your personal information for our compliance with a legal obligation or in order to protect your vital interests or the vital interests of another natural person.

3. Collection and use of information

We may collect, hold, use and disclose information for the following purposes and personal information will not be further processed in a manner that is incompatible with these purposes:

  • to enable you to customise or personalise your experience of our website
  • to enable you to access and use our website, associated applications and associated social media platforms;
  • to contact and communicate with you;
  • for internal record keeping and administrative purposes;
  • for analytics, market research and business development, including to operate and improve our website, associated applications and associated social media platforms; to run competitions and/or offer additional benefits to you
  • for advertising and marketing, including to send you promotional information about our products and services and information about third parties that we consider may be of interest to you
  • to comply with our legal obligations and resolve any disputes that we may have; and
  • to consider your application for funding from Ryan Howsam when you apply online using the form provided.

4. Disclosure of personal information to third parties

We may disclose personal information to:

Third party service providers for the purpose of enabling them to provide their services, including (without limitation) IT service providers, data storage, hosting and server providers, ad networks, analytics, error loggers, debt collectors, maintenance or problem-solving providers, marketing or advertising providers, professional advisors and payment systems operators; our employees, contractors and/or related entities; courts, tribunals, regulatory authorities and law enforcement officers, as required by law, in connection with any actual or prospective legal proceedings, or in order to establish, exercise or defend our legal rights; and third parties, including agents or sub-contractors, who assist us in providing information, products, services or direct marketing to you.

5. International transfers of personal information

The personal information we collect is stored and processed where we or our partners, affiliates and third-party providers maintain facilities. By providing us with your personal information, you consent to the disclosure to these overseas third parties.

We will ensure that any transfer of personal information from countries in the European Economic Area (EEA) to countries outside the EEA will be protected by appropriate safeguards, for example by using standard data protection clauses approved by the European Commission, or the use of binding corporate rules or other legally accepted means.

Where we transfer personal information from a non-EEA country to another country, you acknowledge that third parties in other jurisdictions may not be subject to similar data protection laws to the ones in our jurisdiction. There are risks if any such third party engages in any act or practice that would contravene the data privacy laws in our jurisdiction and this might mean that you will not be able to seek redress under our jurisdiction’s privacy laws.

6. Your rights and controlling your personal information

Choice and consent: By providing personal information to us, you consent to us collecting, holding, using and disclosing your personal information in accordance with this privacy policy. If you are under 16 years of age, you must have, and warrant to the extent permitted by law to us, that you have your parent or legal guardian’s permission to access and use the website and they (your parents or guardian) have consented to you providing us with your personal information. You do not have to provide personal information to us, however, if you do not, it may affect your use of this website or the products and/or services offered on or through it.

Information from third parties: If we receive personal information about you from a third party, we will protect it as set out in this privacy policy. If you are a third party providing personal information about somebody else, you represent and warrant that you have such person’s consent to provide the personal information to us.

Restrict: You may choose to restrict the collection or use of your personal information. If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by contacting us using the details below. If you ask us to restrict or limit how we process your personal information, we will let you know how the restriction affects your use of our website or products and services.

Access and data portability: You may request details of the personal information that we hold about you. You may request a copy of the personal information we hold about you. Where possible, we will provide this information in CSV format or other easily readable machine format. You may request that we erase the personal information we hold about you at any time. You may also request that we transfer this personal information to another third party.

Correction: If you believe that any information we hold about you is inaccurate, out of date, incomplete, irrelevant or misleading, please contact us using the details below. We will take reasonable steps to correct any information found to be inaccurate, incomplete, misleading or out of date.

Notification of data breaches: We will comply laws applicable to us in respect of any data breach.

Complaints: If you believe that we have breached a relevant data protection law and wish to make a complaint, please contact us using the details below and provide us with full details of the alleged breach. We will promptly investigate your complaint and respond to you, in writing, setting out the outcome of our investigation and the steps we will take to deal with your complaint. You also have the right to contact a regulatory body or data protection authority in relation to your complaint.

Unsubscribe: To unsubscribe from our e-mail database or opt-out of communications (including marketing communications), please contact us using the details below or opt-out using the opt-out facilities provided in the communication.

7. Cookies

We use “cookies” to collect information about you and your activity across our site. A cookie is a small piece of data that our website stores on your computer, and accesses each time you visit, so we can understand how you use our site. This helps us serve you content based on preferences you have specified. Please refer to our Cookie Policy for more information.

8. Limits of our policy

Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and policies of those sites, and cannot accept responsibility or liability for their respective privacy practices.

9. Changes to this policy

At our discretion, we may change our privacy policy to reflect current acceptable practices. We will take reasonable steps to let users know about changes via our website. Your continued use of this site after any changes to this policy will be regarded as acceptance of our practices around privacy and personal information.

If we make a significant change to this privacy policy, for example changing a lawful basis on which we process your personal information, we will ask you to re-consent to the amended privacy policy.

For more information on your data please contact

This policy is effective as of 25 October 2019.