Ryan Howsam Innovation Grant: Terms and Conditions

The Ryan Howsam Innovation Grant- 2021 is a grant of £5000 which will be awarded to one company, start-up or entrepreneur who shows promise in the area of innovation. Applicants will be asked to demonstrate how they will benefit from the grant to implement their idea or project. They will also be asked to follow Ryan Howsam’s 90 Days system to help put their goals into action.

The grant is open to companies of any size, including start-ups or established companies, or an entrepreneur with an idea for a new venture.

In order to apply for the grant companies or individuals must outline their idea, their current challenges and company history, explain how they intend to innovate and how and why the £5000, plus mentoring from Ryan Howsam will help them.

10 finalists will be selected who will be asked to join the beta testing programme for the 90 Days app and receive group mentoring throughout the 90 days.  One of these 10 finalists will be awarded the grant at the end of the 90 Days, based on their effort and performance during the 90 days. 


Ryan Howsam is founder and CEO of the Staysure Group which includes a number of market leading insurance companies, and additionally, holds a number of other investments from fintech to luxury goods with his investment vehicle Howsam Limited.  

Howsam has pioneered the 90 Days system to help businesses see rapid transformation and achieve focus. He uses the system with his own organisations and those he mentors. The system is based on identifying a clear vision for the future, then setting Objectives, Key Results and Tasks, inspiring and aligning others to deliver them. The system has already proven to be extremely successful with Howsam’s own companies, even during the pandemic, seeing rapid step changes in performance and results.

Howsam invests in a number of larger companies through his own investment vehicle, Howsam Limited, and actively seeks opportunities to innovate, dominate or disrupt a space. Howsam also offers investment to smaller companies and opportunities from his own personal funds, and applications for investment are open on his website,  One such company that gained investment from Ryan Howsam is Holibob.  Howsam invested in Holibob in 2020 and using his 90 Days method and mentoring, the company have been able to focus on strategy and massive action in the area of achieving more profitable clients.

90 Days app

In order to bring his 90 Days system to more companies, Howsam has developed his own proprietary software. The 90 Days app launches in 2021 and is currently available in beta format. Howsam’s team is looking for 10 suitable companies to beta test the software and help shape the app, who will also benefit from group coaching. One of the ten companies selected will win the £5000 innovation grant.


  • Applications open on 12th April 2021 and close on Friday 4th June, 2021 at midnight.
  • Finalists will be selected by Friday 11th June 2021 and notified during the week
  • All finalists will take part in the 90 Days app beta programme which will start in June 2021 for three months.
  • Performance of all companies to be monitored during the programme by Ryan Howsam and his team, with group coaching and mentoring.
  • Grant awarded at end of 90 Day programme.


Who can apply?

Applications are open to both established companies and start-ups as well as those looking to start a business. There are no restrictions on where applicants can be based geographically, as mentoring will be given online, but they must speak English as the app and the group mentoring will be conducted in English.

What we are looking for

Howsam invests in companies who can innovate, dominate or disrupt a space. We are therefore looking for companies who can show potential to innovate with an idea, a new business model, a pivot or even a new marketing campaign. You will need to explain your current situation, how you intend to innovate with your new idea, how you will benefit from using Ryan’s 90 day programme.

To qualify for the beta programme you will need to convince us that you have potential to catapult your success with a combination of Ryan’s mentoring and our system, and show you are committed to seeing it through.

How will we select our finalists?

In order to be selected as a finalist, where you will test the beta app and take part in our 90 Days beta programme with group coaching from Ryan Howsam, you will be measured against the following:

  • Suitability for the programme
  • Potential for innovation
  • Potential for success with the 90 Days method
  • Traits, how you demonstrate you have the traits of perseverance and resilience, as well as drive and passion to succeed.

Candidates will be shortlisted based on their applications online, and then a member of Ryan Howsam’s team will conduct initial telephone interviews to select the final 10.

How will we select the winner?

The winner will be one of the 10 companies who take part in the beta trial. The winner will be selected by Ryan Howsam based on their performance and engagement over the 90 Days using the app and based on his assessment of who will benefit most from the grant.

Terms and Conditions

Applications open on 12th April 2021 and close on 4th June 2021 at midnight.

Applicants must apply using the form on

Applicants must complete as much information as possible about their business in order to apply and this will be treated in confidence

There is no cash alternative to the free mentoring or ability to use the app and trial the 90 days programme

Finalists will be selected by Ryan Howsam and senior members of his team. Their decision is final. Candidates will be assessed on the following criteria

We may not be able to reply to all applicants given volume of applicants

Applicants who are chosen for the beta trial will need to commit to a number of coaching sessions and offer their honest feedback.

The grant payment will be made by bank transfer to the successful applicant within 60 days of the announcement. The grant will be paid in pounds sterling.

Privacy Policy

Your privacy is important to us. It is Howsam Limited’s policy to respect your privacy regarding any information we may collect from you across our website,, and other sites we own and operate.

1. Information we collect

Log data

When you visit our website, our servers may automatically log the standard data provided by your web browser. It may include your computer’s Internet Protocol (IP) address, your browser type and version, the pages you visit, the time and date of your visit, the time spent on each page, and other details.

Device data

We may also collect data about the device you’re using to access our website. This data may include the device type, operating system, unique device identifiers, device settings, and geo-location data. What we collect can depend on the individual settings of your device and software. We recommend checking the policies of your device manufacturer or software provider to learn what information they make available to us.

Personal information

We may ask for personal information, such as your:



Date of birth

Phone/mobile number

Home/Mailing address

Work address

Payment information

2. Legal bases for processing

We will process your personal information lawfully, fairly and in a transparent manner.

We collect and process information about you only where we have legal bases for doing so.

These legal bases depend on the services you use and how you use them, meaning we collect and use your information only where:

it’s necessary for the performance of a contract to which you are a party or to take steps at your request before entering into such a contract (for example, when we provide a service you request from us);

it satisfies a legitimate interest (which is not overridden by your data protection interests), such as for research and development, to market and promote our services, and to protect our legal rights and interests;

you give us consent to do so for a specific purpose (for example, you might consent to us sending you our newsletter); or

we need to process your data to comply with a legal obligation.

Where you consent to our use of information about you for a specific purpose, you have the right to change your mind at any time (but this will not affect any processing that has already taken place).

We don’t keep personal information for longer than is necessary. While we retain this information, we will protect it within commercially acceptable means to prevent loss and theft, as well as unauthorised access, disclosure, copying, use or modification.

That said, we advise that no method of electronic transmission or storage is 100% secure and cannot guarantee absolute data security. If necessary, we may retain your personal information for our compliance with a legal obligation or in order to protect your vital interests or the vital interests of another natural person.

3. Collection and use of information

We may collect, hold, use and disclose information for the following purposes and personal information will not be further processed in a manner that is incompatible with these purposes:

  • to enable you to customise or personalise your experience of our website
  • to enable you to access and use our website, associated applications and associated social media platforms;
  • to contact and communicate with you;
  • for internal record keeping and administrative purposes;
  • for analytics, market research and business development, including to operate and improve our website, associated applications and associated social media platforms; to run competitions and/or offer additional benefits to you
  • for advertising and marketing, including to send you promotional information about our products and services and information about third parties that we consider may be of interest to you
  • to comply with our legal obligations and resolve any disputes that we may have; and
  • to consider your application for funding from Ryan Howsam when you apply online using the form provided.

4. Disclosure of personal information to third parties

We may disclose personal information to:

Third party service providers for the purpose of enabling them to provide their services, including (without limitation) IT service providers, data storage, hosting and server providers, ad networks, analytics, error loggers, debt collectors, maintenance or problem-solving providers, marketing or advertising providers, professional advisors and payment systems operators; our employees, contractors and/or related entities; courts, tribunals, regulatory authorities and law enforcement officers, as required by law, in connection with any actual or prospective legal proceedings, or in order to establish, exercise or defend our legal rights; and third parties, including agents or sub-contractors, who assist us in providing information, products, services or direct marketing to you.

5. International transfers of personal information

The personal information we collect is stored and processed where we or our partners, affiliates and third-party providers maintain facilities. By providing us with your personal information, you consent to the disclosure to these overseas third parties.

We will ensure that any transfer of personal information from countries in the European Economic Area (EEA) to countries outside the EEA will be protected by appropriate safeguards, for example by using standard data protection clauses approved by the European Commission, or the use of binding corporate rules or other legally accepted means.

Where we transfer personal information from a non-EEA country to another country, you acknowledge that third parties in other jurisdictions may not be subject to similar data protection laws to the ones in our jurisdiction. There are risks if any such third party engages in any act or practice that would contravene the data privacy laws in our jurisdiction and this might mean that you will not be able to seek redress under our jurisdiction’s privacy laws.

6. Your rights and controlling your personal information

Choice and consent: By providing personal information to us, you consent to us collecting, holding, using and disclosing your personal information in accordance with this privacy policy. If you are under 16 years of age, you must have, and warrant to the extent permitted by law to us, that you have your parent or legal guardian’s permission to access and use the website and they (your parents or guardian) have consented to you providing us with your personal information. You do not have to provide personal information to us, however, if you do not, it may affect your use of this website or the products and/or services offered on or through it.

Information from third parties: If we receive personal information about you from a third party, we will protect it as set out in this privacy policy. If you are a third party providing personal information about somebody else, you represent and warrant that you have such person’s consent to provide the personal information to us.

Restrict: You may choose to restrict the collection or use of your personal information. If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by contacting us using the details below. If you ask us to restrict or limit how we process your personal information, we will let you know how the restriction affects your use of our website or products and services.

Access and data portability: You may request details of the personal information that we hold about you. You may request a copy of the personal information we hold about you. Where possible, we will provide this information in CSV format or other easily readable machine format. You may request that we erase the personal information we hold about you at any time. You may also request that we transfer this personal information to another third party.

Correction: If you believe that any information we hold about you is inaccurate, out of date, incomplete, irrelevant or misleading, please contact us using the details below. We will take reasonable steps to correct any information found to be inaccurate, incomplete, misleading or out of date.

Notification of data breaches: We will comply laws applicable to us in respect of any data breach.

Complaints: If you believe that we have breached a relevant data protection law and wish to make a complaint, please contact us using the details below and provide us with full details of the alleged breach. We will promptly investigate your complaint and respond to you, in writing, setting out the outcome of our investigation and the steps we will take to deal with your complaint. You also have the right to contact a regulatory body or data protection authority in relation to your complaint.

Unsubscribe: To unsubscribe from our e-mail database or opt-out of communications (including marketing communications), please contact us using the details below or opt-out using the opt-out facilities provided in the communication.

7. Cookies

We use “cookies” to collect information about you and your activity across our site. A cookie is a small piece of data that our website stores on your computer, and accesses each time you visit, so we can understand how you use our site. This helps us serve you content based on preferences you have specified. Please refer to our Cookie Policy for more information.

8. Limits of our policy

Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and policies of those sites, and cannot accept responsibility or liability for their respective privacy practices.

9. Changes to this policy

At our discretion, we may change our privacy policy to reflect current acceptable practices. We will take reasonable steps to let users know about changes via our website. Your continued use of this site after any changes to this policy will be regarded as acceptance of our practices around privacy and personal information.

If we make a significant change to this privacy policy, for example changing a lawful basis on which we process your personal information, we will ask you to re-consent to the amended privacy policy.

For more information on your data please contact

This policy is effective as of 25 October 2019.